Home Loans Perth

Perth home loans have been in mortgage business for over 15 years. They specialize in residential lending. Home loans Perth are quite competitive in terms of interest. Among the facilities offered by it includes ; refinancing the existing loans, consolidating several loans, purchasing homes for owner occupation, purchase of investment property , purchase of shares  and purchase of motor vehicles.

There are different types of loans offered under home loans Perth. Amongst them is a standard loan which is basically a traditional housing or investment that are normally given to individuals who have payslips that can confirm their earnings or use the information from tax returns. The borrowers must however be free from encumbrances and must have a good credit history. Among the loan facility you can enjoy under the standard loan is the home loan which has no monthly fees, there are no account keeping fees and the annual fees. The maximum term that this loan can take is 30 years. However the loan is available for different number of years. You can also split the loans in to variable rate loan up to two fixed rate loans. This loan has a feature of being recovered directly from your salary and the debit card. It also allows telephone banking as one of the way of servicing it. This loan also allows redraws

Also available under home loans Perth is what is referred to as low doc loans which are normally given when the borrower is not able to verify his income through the tax returns? They are therefore given to only those people who are self employed. These persons must have been in business for more than two years

Other facilities include no doc loan which is similar to low Doc facility but the beneficiary does not have to provide an income declaration.